Open enrollment is a period when eligible people can enroll in or change certain health insurance plans. The dates and rules depend on the type of insurance and where you live.
Why Is Open Enrollment Important?
Missing an enrollment deadline may mean you have to wait until the next enrollment period, unless you qualify for a special enrollment opportunity.
What Should You Do Before Enrolling?
Review your current coverage, compare available plans, and check the enrollment dates. Make sure you understand the premium, deductible, provider network, and covered services.
Can You Enroll Outside Open Enrollment?
Some people may qualify for a special enrollment period after certain life events, such as losing qualifying coverage or moving. Eligibility depends on the applicable rules.
Check official insurance information for the dates and requirements that apply to you.
Frequently Asked Questions
What is open enrollment?
It is a period when eligible people can enroll in or change certain health insurance plans.
When does open enrollment happen?
The dates depend on the type of insurance and where you live.
Can I change my health insurance plan during open enrollment?
If you are eligible, you may be able to enroll in a new plan or change your current coverage.
What happens if I miss open enrollment?
You may need to wait until the next enrollment period unless you qualify for a special enrollment opportunity.
What is a special enrollment period?
It is a period when certain qualifying life events may allow you to enroll outside the regular enrollment period.
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